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Common Homeowners Insurance Claims

 

When accidents like bodily injury or flooding happen, the homeowner may be responsible for whatever losses occurred. That’s why Foremost Home Insurance is important. With home insurance, the weight of liability is taken off of your shoulders. Listed below are the most common homeowners insurance claims.

Dog Bites

Dogs can add an extra degree of liability. Some of the most common claims related to pets are dog bites. If a visitor, mail carrier, or worker gets bitten by your dog, you will be held financially responsible.

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Water Damage

A burst pipe can flood your home and cause significant damage. Water on your roof can cause a cave-in.

Fire

Fires can happen for many reasons: faulty wiring systems; a stove left unattended; a candle that was never doused. Fire and smoke damage can be expensive to fix without Foremost Homeowners Insurance.

Weather

Homes can be damaged by rain, hail, tornados, hurricanes, and lightning.

Theft

An unforeseeable and inconvenient common homeowners insurance claim is theft. Many of us don’t spend much time at home which leaves it vulnerable to home invaders. Be aware of unfamiliar people in your neighborhood and be sure all windows and doors are locked when you’re not home. Luckily, some Foremost Homeowners Insurance policies will cover your stolen property.

If you want to protect your home from these common homeowners insurance claims, be sure to obtain Foremost Homeowners Insurance. SkyBlue Insurance is an authorized agent representing Foremost Insurance. Give us a call at 1-800-771-7758 to speak to one of our agents or go online and request a free Foremost Homeowners Insurance quote.

Common Home Insurance Claims

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