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Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company

Liability car insurance covers damages to another person resulting from an accident you cause.

You can give us a call at 1-800-771-7758 or go online and request a free Foremost Auto Insurance quote now!

Minimum Auto Liability coverage is required in every state except New Hampshire and Virginia

You can't deduct your auto insurance premiums if you use your car only for personal purposes.

Some of the main causes of being dropped from an Auto Insurance Company are DUI’s and DWI’s.

Many U.S. car insurance companies use credit-based insurance scores to help determine risk. This practice has been banned in Massachusetts, Hawaii, and California. 

A company will set your premiums based on driving history including tickets, accidents, and convictions.

Some policies do cover rental cars depending on the company and your policy.

Comprehensive Auto Insurance coverage may protect you from theft.

Mobile Home Insurance FAQ

Mobile Home Insurance FAQ

A manufactured home is a type of prefabricated home that's mostly built in a factory and then transported to a predesignated site for use. 

A mobile home is a large house trailer that is parked in one particular place and used as a permanent living accommodation.

A manufactured home is meant to be used as a permanent dwelling once it reaches its predesignated site. 

Even though manufactured homes are "mobile" they are meant to be permanent once they are placed on their designated sites.

Just like home insurance, mobile home insurance is required. 

There are a lot more risks to owning a mobile home than there are for a traditional site-built home. Their life span also isn't as long as traditional homes and they require more maintenance. For this reason, it's much tougher to finance a mobile home.

  • Irontown Homes
  • Blu Homes
  • Modular Direct
  • Champion Homes
  • Nationwide Homes
  • Icon Legacy
  • Wardcraft
  • Palm Harbor Homes
  • Clayton Homes

The amount of insurance you need depends on the price of your home, any attachments to the property, as well as any special amenities you may have.

Just like standard home insurance, mobile home insurance is not tax deductible. 

  • Coverage Amounts and Deductibles
  • Home Age, Features and Materials
  • Location
  • Pets
  • Credit Rating

We can find you policies in the following states:

 

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

There is no age limit for getting a manufactured home insured.

Replacement cost value is the determined value of your mobile home that the insurance provider is willing to pay for a loss.

Market value is the determined value of your mobile home relative to prices of mobile homes in the market.

Actual cash value is the determined cash worth of your mobile home.