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Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company

Liability car insurance covers damages to another person resulting from an accident you cause.

You can give us a call at 1-800-771-7758 or go online and request a free Foremost Auto Insurance quote now!

Minimum Auto Liability coverage is required in every state except New Hampshire and Virginia

You can't deduct your auto insurance premiums if you use your car only for personal purposes.

Some of the main causes of being dropped from an Auto Insurance Company are DUI’s and DWI’s.

Many U.S. car insurance companies use credit-based insurance scores to help determine risk. This practice has been banned in Massachusetts, Hawaii, and California. 

A company will set your premiums based on driving history including tickets, accidents, and convictions.

Some policies do cover rental cars depending on the company and your policy.

Comprehensive Auto Insurance coverage may protect you from theft.

Home Insurance FAQ

Home Insurance FAQ

Homeowners insurance is a form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home.

·         Dwelling coverage

·         Other structures coverage

·         Personal property coverage

·         Loss of use coverage

·         Liability insurance.

 

·         Additional home coverages

Unlike driving a car, you can legally own a home without homeowners insurance. However, if you finance your home with a mortgage, your lender most likely will require you to have home insurance coverage to protect your home in case of damage cause by unforeseen circumstances, such as fires or natural disasters.

You should start looking for insurance after you get the home appraisal. 

Click here for information on average home insurance rates.

According to the IRS, Home Insurance is a non-deductible expense.

Most common monthly mortgage payments include principal, interest, homeowners insurance and property taxes.

A policy that has been in effect for more than 60 days can not be canceled unless you are not paying your premiums or you have committed fraud in the information you gave the insurance company

Escrow your insurance payments with your mortgage payments. Most homeowners combine insurance payments with their mortgage check.

Give us a call at 1-800-771-7758 or go online and request an instant Foremost Homeowners Insurance quote for free!